Finance Calculators

Calculate monthly mortgage payments, property taxes, insurance, PMI, extra payments, and full amortization schedules.

Calculate monthly car payments, total interest, sales tax, trade-in allowances, and full loan amortization schedules.

Estimate how much money you need to retire, required monthly savings, sustainable withdrawals, and drawdown timelines.

Calculate monthly loan payments, total interest, deferred lump sums, and bond present values with custom compounding frequencies.

Plan your personal budget, track 9 expense categories across 30+ line items, calculate your DTI ratio, and compare spending against benchmarks.

Calculate future investment value, total interest earned, Rule of 72 doubling time, and convert interest rates across compounding frequencies.

Convert currencies with live exchange rates, manual exchange rate overrides, and popular currency pair tables.

Calculate sales tax amounts, before-tax prices, and final prices with 50-state tax rate lookups.

Calculate monthly loan payments, total interest, or solve for payoff duration with extra payments.

Generate annual and monthly loan amortization schedules with extra prepayments and interest savings.

Project retirement nest egg growth, 2026 IRS contribution caps, employer matching, and 4% rule retirement income.

Calculate credit card payoff timelines, interest charges, and see the financial trap of paying only minimums.

Plan the payoff of multiple credit cards using Debt Avalanche and Debt Snowball rollover strategies.

Consolidate multiple debts (credit cards, auto, personal loans) into a unified avalanche or snowball payoff plan.

Calculate monthly student loan payments, standard vs graduated plans, and extra prepayment interest savings.

Calculate Front-End and Back-End DTI ratios and evaluate 28/36 mortgage underwriting benchmarks.

Calculate monthly personal loan payments, origination fee deductions, and solve for true effective APR.

Compare current and refinanced mortgages side-by-side to calculate monthly payment savings and breakeven horizons.

Compare 30-year total housing costs, equity accumulation, and the opportunity cost of investing market returns.

Estimate maximum home purchasing power based on household income, debts, down payment, and DTI limits.

Calculate required upfront cash, closing costs, and evaluate PMI impact across down payment tiers.

Convert wages between hourly, daily, weekly, bi-weekly, monthly, and annual amounts with PTO adjustments.